Supreme Audit Council Highlights Regional Inequalities in AMO Tadamon Benefits
In a revealing report, the Supreme Audit Council of Morocco has shed light on the significant regional disparities in the access and benefits of the AMO Tadamon health system for the year 2024. The findings indicate that approximately 30% of the national population is currently benefiting from this health coverage system. The report highlights that certain regions, such as Beni Mellal-Khenifra, exhibit much higher participation rates, with 41.3% of the population in that area enrolled in AMO Tadamon. Following closely are the Drâa-Tafilalet region at 40.1% and Fès-Meknès at 37.9%. Conversely, some regions, including Casablanca-Settat at only 19.8% and Dakhla-Oued Ed-Dahab at a mere 9.4%, lag significantly behind the national average.
The Supreme Audit Council attributes these disparities to various demographic, social, and economic factors that influence the coverage levels in different regions. The distribution of AMO Tadamon beneficiaries closely aligns with the poverty levels and average income per capita in each region, indicating a correlation between economic status and access to health services.
Moreover, the report reveals that the total number of individuals actually benefiting from insurance services has increased from 22.1 million to 25.6 million between 2022 and 2024, reflecting a growth rate of 16%. Additionally, the number of registered individuals with an open right to benefits rose from 18.7 million to 21.9 million for those insured by the National Social Security Fund (CNSS), and from 3.4 million to 3.7 million for beneficiaries of the National Fund for Social Security Organizations (CNOPS) during the same period.
The effective coverage rate for those registered in the insurance system has also improved, climbing from 60% in 2022 to 70% in 2024, not accounting for exceptional systems such as mutual funds and internal funds. This situation demonstrates a notable improvement; however, it also highlights that approximately 30.4% of the population, equivalent to 11 million individuals, remains outside the insurance coverage in 2024.
The report, prepared by the Council of Driss Al-Ayoubi, identifies several underlying issues contributing to this situation, including the ongoing reliance on exceptional systems, delays in integrating beneficiaries into the health insurance framework, and non-compliance with contribution requirements by some enrolled individuals. For instance, the collection rate for contributions in 2024 was reported at 84.5% for employees and only 46% for non-salaried individuals.
Furthermore, the report includes insights from the Prime Minister's office, suggesting that the activation of the High Health Authority will enable a review of the national reference pricing. This is aimed at reducing the current disparities between public and private sectors regarding the pricing of long-term or expensive health services, particularly dialysis services. The government also plans to promote the use of generic medications within the list of reimbursable drugs in coordination with relevant ministries and national bodies.
As reported by hespress.com.
